Loan for SME in UAE using daily card sales for quick business growth

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Merchant Financing


Grow Your Business with Your Card-acceptance (swipe machines)

Don’t let your business growth be constrained by capital. Get funding quickly based on your daily POS (card) transactions!

Apply Now – Get decision in 3 days

easyCapital helps UAE SMEs access Merchant POS Financing through trusted lending partners — fast, simple, and performance-based.

Get funding of up to 6x your average monthly card sales, with repayments automatically deducted from future POS transactions no heavy collateral required.

Whether you run a retail store in Dubai, a restaurant in Abu Dhabi, or an online business anywhere in the UAE, easyCapital connects you with the right financing partner based on your POS sales, helping you boost inventory, expand operations, manage expenses, and seize growth opportunities.

easyCapital helps UAE SMEs access Merchant POS Financing through trusted lending partners — fast, simple, and performance-based.

Get funding of up to 6x your average monthly card sales, with repayments automatically deducted from future POS transactions no heavy collateral required.

Whether you run a retail store in Dubai, a restaurant in Abu Dhabi, or an online business anywhere in the UAE, easyCapital connects you with the right financing partner based on your POS sales, helping you boost inventory, expand operations, manage expenses, and seize growth opportunities.

Not Just Features.
Real Benefits.

Higher Loan Amount

Get up to 6 times of your monthly card sales as the loan amount.

Easy EMIs

Monthly repayments from your card-swipe sales

Fast Approval

Quick and easy approvals – funds ready in only 3-4 business days.

No Collateral

No property or guarantor needed for the Loan

Merchant POS Loan Solutions

Our Business
Credit Card Solutions

POS Receivables Financing

Borrow against your monthly card sales; easy access with digital pre‑qualification.

Top-up & Buy-out Options

Refinance existing merchant loans or top-up your funding over time

Islamic POS Loan (also available)

Sharia-compliant lending aligned with monthly repayment via card-sales

FinTech & Bank Partners

Compare traditional banking vs innovative FinTech offers get the best fit

Who is Eligible for Merchant POS Loan in UAE

Merchant POS Loan is designed for UAE businesses of all sizes that accept card payments. Here's what you need to qualify:

Merchant POS Loan is designed for UAE businesses of all sizes that accept card payments. Here's what you need to qualify:

UAE-registered business with valid trade license

Open to all business types: retail, F&B, e-commerce, services

Consistent monthly card sales (AED 50,000+)

Minimum 12 months of trading history

No collateral or personal guarantor required

Quick Eligibility Check

Quick Eligibility Check

Answer these questions to see if you pre-qualify:

Answer these questions to see if you pre-qualify:

*Final approval depends on full application review. No collateral required.

*Final approval depends on full application review. No collateral required.

*Final approval depends on full application review. No collateral required.

Frequently Asked
Question

Frequently Asked
Question

Frequently Asked Question

Who’s eligible?

Loan amounts & tenure?

Required documents?

SME business loan UAE theme background with coins symbolizing financial growth

Simplify SME Banking with a Trusted Platform

Fast-track loan approvals, credit access, and account onboarding powered by a platform trusted by leading banks.
SME business loan UAE theme background with coins symbolizing financial growth

Simplify SME Banking with a Trusted Platform

Fast-track loan approvals, credit access, and account onboarding powered by a platform trusted by leading banks.
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